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Earn cashback when you shop online with over 500 top brands with Virgin Money Back.Transfer a balance within 60 days of opening an account to get the 0% deal; otherwise the rate will be 20.9% p.a. Transfer a balance within 60 days of opening an account to get the 0% deal; otherwise the rate will be 21.9% p.a. Purchases must be made within the first 60 days to get the promotional offer. Balance transfers must be made within 3 months of account opening.For example, with debit cards: You might not have enough money in your checking account.That means your debit card will be “declined.” You will not be able to buy things.Post Office Credit Cards are provided by Bank of Ireland UK.Post Office Limited is a credit broker & not a lender.You may be eligible to apply for a second credit card. Transfer a balance within 90 days of opening an account to get the 0% deal; otherwise the rate will be 19.94% p.a. The duration of the introductory offer may vary depending on your personal circumstances.You may be eligible to apply for a second credit card. Transfer a balance within 90 days of opening an account to get the 0% deal; otherwise the rate will be 19.95% p.a. The duration of the introductory offer may vary depending on your personal circumstances.

A bank or credit union gives you a PIN when you get a debit card.Transfer a balance within 60 days of opening an account to get the 0% deal; otherwise the rate will be 19.9% p.a. We include all of the personal credit cards you can get in the UK, apart from those offered exclusively through other companies.They are all from lenders regulated by the Financial Conduct Authority (FCA).Some banks and credit unions might let you sign up for “overdraft protection.” That means you can use your debit card even when you do not have enough money to pay for the things you are buying. Some banks might charge this fee for every purchase until you put enough money in your account to pay for the things you are buying. They use money from your checking account at the bank. But to avoid spending more money than you have, keep track of how much you spend.A bank or credit union usually gives you a debit card when you open a checking account.The duration of the introductory offer may vary depending on your personal circumstances.

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